4us Banks offers innovative features for a better use
Web based with an online help
Open Platform: Windows or Linux servers
Known Java Web Development design patterns
Cloud tested: Jelastic & Hetzner;
Integrated supervision Module;
Integrability with other systems: Active Directory (LDAP), Navision (Microsoft ERP), odoo…;
Multi-channel: Smart Phone, Pad, EFTPOS, ATM.
All the following features can be adjustable depending on the client’s needs.
Master Data (regions, company types…);
Language (the system takes into consideration any language that can be written from right to left or from left to right);
Contracts, receipts or any document issued of the system
Reports & Dashboards
Accounting chart and Accounting generated documents
Maintenance of loan loss reserves;
Calculation of taxes
Using the system help you in time optimization & risk control
The massive work of a Microfinance Institution resides on how she can control the risk of clients repayment default, by optimizing time and cost!
4us Banks is the perfect solution; it provides an advanced Feasibility Study based on the social and the economic inclusion of the beneficiary,
Number of financed Projects
Maecenas dictum et enim vitae cursus scelerisque
4us Banks is a result of more than 30 years of solid field experience, bringing the best practices of the Islamic Microfinance world.
The system is developed with the concept of Economic Empowerment, a comprehensive approach for doing business with Disadvantaged population and start considering them as real qualified Partners, not as burdens.
A Microfinance solution
4us Banks is a complete solution for Islamic Microfinance Institutions, and is composed of several modules, which are fully interconnected:
• Programs and portfolio
• Savings and Deposits
• Business Process Management
• Business Intelligence & Reporting
Using Islamic instruments
4us Banks uses a variety of instruments that allow to respond in an Islamic Compliant way to your clients, such as: Murabaha, Mussawama, Mudarabah, Salam, Ijara, Ijara wa Iktinaa, Muzaraa, Musharaka, Musharaka Mutanakisa, Istisnaa and Qard Hassan.
4us Bank allows the Institutions to manage multiple funds and participate in different development programs taking into consideration the backers conditions.
4us Banks has a rich toolbox to create a variety of reports including dashboards and personalized reports customizable to different business needs.
4us Banks gives the capability to manipulate the data from multiple sources and perspectives taking into account the hierarchical organization structure.
4us Banks helps evaluating efficiency by measuring the microfinance standard key performance indicators (CGAP) and monitoring the activity results against planned objectives.
The deployment of 4us Banks can be made either In-House server or on the Cloud
The configuration and setting of the system according to the client’s needs are included
Our clients can benefit from a permanent system upgrades
Maintenance & Support
Training sessions, Maintenance and Support of 4us Banks’ users are included upon the system acquisition